Ethical Investments

Invest In Line with Your Values

Grow your wealth through a structure built on transparency, partnership, and ethical principles. Ethical investments on i-invest offer a Shariah-compliant alternative to traditional fixed deposits, designed for investors who want their financial decisions to reflect what matters to them.

Man in traditional attire holding an investment notebook

Mudarabah Term Deposit

Mudarabah is a Sharia-compliant investment that serves as an ethical alternative to conventional fixed term investments. It operates on a profit-sharing basis, where your funds are invested on your behalf and returns are shared based on pre-agreed terms, rather than earning interest.

How It Works

1

Start Investing

Top up your i-invest wallet or use your linked card, then select the Mudarabah Term Deposit product to begin investing ethically.

2

Funds Are Managed

Your funds are invested based on Islamic finance principles.

3

Profit Is Generated

Returns are generated from profits made during the investment period and shared according to pre-agreed terms, rather than earned as interest.

4

Profit Is Shared

At maturity, your capital and any profit earned will be credited to your wallet.

Why Choose Mudarabah on i-invest

Investor reviewing ethical investment options on her phone

Lotus Bank Mudaraba Term Deposit

64 days to maturity

Shariah-compliant structure

Built on non-interest principles and aligned with ethical investing standards.

Professional fund management

Experienced managers handle asset selection, allocation, and risk.

Curated investment approach

Funds are deployed into permitted sectors through regulated partner institutions.

Download i-invest

Invest for What MattersWithout Compromise

Invest in a way that aligns with your values and beliefs. Start your Mudarabah journey with a transparent, Sharia-compliant investment.

Start investing now